If you’re applying for a mortgage in the UK, you’ve probably spent time thinking about your income, affordability, credit history,
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We work efficiently to get your mortgage approved as quickly as possible.
Specialist Cases Welcome
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Services Overview
Comprehensive financial solutions tailored to your property and protection needs.
Residential Mortgages
At PBSBrokers, we offer expert mortgage advice tailored to your personal goals and circumstances, helping you secure the right Residential Mortgage with ease and confidence.
Whether you’re a First-Time Buyer, Foreign National or Expat, Self-Employed Applicant, or have a Bad Credit history, our team finds solutions designed around your needs. We also assist with New Build, Shared Ownership, Right to Buy, Joint Borrower Sole Proprietor (JBSP), Family Boost, Green, Divorce, and Later Life / Equity Release mortgages.
Working with over 200 UK lenders and providers, we compare a wide range of options to match your affordability and future plans—offering transparent, step-by-step guidance from your first enquiry to completion.
Buy-to-Let & Investment
PBSBrokers provides bespoke mortgage advice for landlords and property investors, whether you’re a First-Time Landlord purchasing your first rental property or an experienced Portfolio Landlord expanding your holdings.
We arrange solutions for SPV & Ltd Company structures, HMO & MUFB properties, Refurb-to-Let projects, and Holiday Let investments, as well as Let-to-Buy options for those moving home while keeping their existing property as an investment.
Our advisers offer transparent guidance through complex lender criteria, ensuring each mortgage is structured to optimise cash flow, leverage equity, and support your long-term investment strategy.
Remortgage & Product Transfers
At PBSBrokers, we specialise in both Residential Remortgage and BTL Remortgage, helping clients review their current deals and secure a Better Rate aligned with their goals.
Whether to Release Equity, manage Debt Consolidation, fund Home Improvements, or raise capital, our advisers provide tailored solutions that fit your needs.
We also support Product Transfers with your existing lender, Term Adjustments to reduce or extend your mortgage term, and cases where you need to Add or Remove a Borrower all with transparent, step-by-step guidance.
Commercial Mortgages
At PBSBrokers, we provide bespoke finance solutions for Commercial Mortgages and Semi-Commercial Mortgages, supporting clients purchasing Owner-Occupied Premises or expanding their Investment Property portfolios.
We work with trusted lenders to fund Mixed-Use Properties, assist with Refinance or Expansion projects, and structure finance for Business Purchase with Property or Commercial Refinance.
Our service also includes Short-Term Commercial Bridging and flexible Business Loans, helping you secure the capital needed to grow and manage your business effectively.
At PBSBrokers, we provide Specialist Finance for clients requiring flexible, short-term, or project-based funding. Our expertise covers Bridging Finance, Development Finance, Self-Build Mortgages, and Auction Purchases.
Whether you’re securing a property quickly at auction, arranging Bridging Finance for a refurbishment, or funding a ground-up development, we work with specialist lenders to deliver bespoke finance solutions that match your project timeline and exit strategy.
We ensure every stage, from initial approval to completion, is managed efficiently, helping your project move forward without delays.
Protection
At PBSBrokers, we provide Protection advice designed to safeguard you, your family, and your financial commitments. Our expertise covers Life Cover, Critical Illness, Income Protection, Home & Contents Insurance, and Business Protection.
We work with leading UK insurers to create bespoke protection plans that fit your circumstances, whether you’re securing your mortgage, protecting your income, or ensuring your business can continue in unexpected situations.
Our approach is simple and transparent, helping you understand your options and choose the right Protection for long-term peace of mind.
We provide expert mortgage advice for everyone, including Persian and Farsi-speaking clients through our dedicated Persian Mortgage Broker service.
What Makes Us Unique?
At PBSBrokers, we provide personalised mortgage advice tailored to your financial goals. We find competitive rates and exclusive deals while handling the application process from start to finish, making mortgage decisions simple and stress-free.
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