Mortgage Calculators
Standard Mortgage Calculator
Use our Mortgage Calculator to estimate your monthly capital and interest repayments based on the amount you want to borrow, the mortgage term and an assumed interest rate. It can be useful when comparing different borrowing amounts or repayment periods and planning an initial monthly budget. The result is an illustration only and does not include insurance, fees or other costs associated with arranging or owning a property.
Stamp Duty Calculator
Use our Stamp Duty Calculator to estimate the property transaction tax that may apply to your purchase based on the property price, selected UK region and relevant buyer circumstances. The calculation can take account of factors such as first-time buyer status, additional properties and other applicable purchase conditions. Tax rules and thresholds can change, so the result should be treated as an estimate rather than personalised tax advice.
Remortgage Calculator
Our Remortgage Calculator helps you compare your existing mortgage payments with an illustrative new mortgage rate. Enter your current balance, remaining term, repayment type and current and proposed interest rates to see how the estimated monthly payments may differ. This can provide an initial indication of potential monthly savings, but arrangement fees, Early Repayment Charges and other costs should also be considered when assessing whether a remortgage is suitable.
Rental Calculator
Our Rental Calculator provides an illustration of the relationship between a Buy-to-Let mortgage amount, expected monthly rent, interest rate and the rental coverage requirement used in the calculation. You can start with either the proposed mortgage amount or monthly rental income to explore how the figures may affect borrowing or the rent required. Actual lender affordability and rental stress-testing criteria vary, so the result should be used as an initial guide rather than an indication of mortgage approval.