Mortgage Process & Documents
Mortgage Process & Documents
5 Docs
Mortgage Affordability and Credit Checks Explained
Last Updated: October 11, 2025Before approving your mortgage, UK lenders conduct affordability and credit checks to assess your ability to make monthly repayments. This...
How Long Does a UK Mortgage Application Take?
Last Updated: October 11, 2025The full mortgage process in the UK usually takes 3 to 6 weeks after submitting all required documents. This timeline...
What Is a Mortgage Agreement in Principle (AIP)?
Last Updated: October 11, 2025A Mortgage Agreement in Principle, also known as a Decision in Principle, is a preliminary confirmation from a lender that...
Key Documents Required for a Mortgage Application in the UK
Last Updated: October 11, 2025When applying for a mortgage in the UK, you’ll need proof of ID (passport or BRP), proof of address, income...
Understanding the UK Mortgage Process
Last Updated: October 11, 2025The mortgage process in the UK typically starts with an initial consultation, followed by an affordability assessment and a Decision...