Mortgage Basics
Mortgage Basics
Who Is Considered a First-Time Buyer in the UK?
Last Updated: October 14, 2025A first-time buyer in the UK is someone who has never owned a residential property anywhere in the world, whether...
Self-Employed Mortgage Options in the UK
Last Updated: October 11, 2025If you’re self-employed, mortgage applications can be more complex—but definitely possible. Lenders want proof of stable income, and many require...
The Mortgage Application Process in the UK
Last Updated: October 11, 2025Securing a mortgage in the UK involves several well-defined steps: During this process, timely document submission and clear communication matter...
Buy-to-Let Mortgages in England
Last Updated: October 11, 2025A Buy-to-Let mortgage allows you to purchase property with the intention of renting it out rather than living in it....
Mortgage Protection: Insurance to Cover Your Payments
Last Updated: October 11, 2025Mortgage protection insurance is designed to safeguard your home repayments if you’re unable to work due to illness, injury, or...
Understanding LTV in UK Mortgages
Last Updated: October 11, 2025Loan-to-Value (LTV) is a central metric in UK mortgage lending that shows how much of a property’s value you’re borrowing....