Fees, Rates & Repayments

Fees, Rates & Repayments

4 Docs

Stamp Duty Relief for First-Time Buyers

Last Updated: October 14, 2025

First-time buyers may qualify for Stamp Duty relief: in England, there’s no SDLT on homes up to £425,000, and reduced...

Overpayments, Early Repayment & Remortgaging

Last Updated: October 11, 2025

Making overpayments can reduce your loan balance faster and save interest, but some lenders charge early repayment penalties during fixed...

Common Mortgage Fees Explained

Last Updated: October 11, 2025

When applying for a mortgage, several fees may apply — including arrangement, valuation, legal, and broker fees. Some lenders offer...

Understanding Interest Rates in UK Mortgages

Last Updated: October 11, 2025

Mortgage interest rates in the UK are influenced by the Bank of England’s base rate, lender competition, and your personal...